How to Cut the Cord in 2026: A Step-by-Step Checklist - LoftyTV guide

How to Cut the Cord in 2026: A Step-by-Step Checklist

Quick answer: To cut the cord without surprises: (1) list the channels you can’t live without, (2) check your internet speed, (3) get a streaming device, (4) test your replacement service before you cancel, (5) find out what internet costs without TV, (6) cancel TV and return the equipment with a receipt, and (7) check your final bill.

Most people who regret cutting the cord didn’t regret leaving cable. They regret the way they left: a surprise internet price hike, a missing channel on game day, or an equipment fee on the final bill. Work through this checklist in order and you’ll avoid all three.

Step 1: Make your must-have list

Write down the channels and shows your household actually watches. Not everything in the package, just what you’d miss. Ask everyone in the house. Include:

  • Favorite networks and shows
  • Sports teams and leagues
  • Local news
  • Kids’ channels
  • International or Spanish-language channels

This list is your test script for Step 4.

Step 2: Check your internet

Your internet connection becomes your TV line, so test it where the TV is, not next to the router. Plan for about 10 Mbps or more per HD screen and 25 Mbps or more for 4K, with some headroom if several people stream at once. If the TV is far from the router, a wired connection or a mesh Wi-Fi system often helps more than a faster plan. Our guide What Internet Speed Do You Need for IPTV? has the details.

Step 3: Get a streaming device for each TV

Some smart TVs can run what you need on their own. Many can’t. The simplest, most reliable route is a streaming stick in each TV you watch regularly:

  • Fire TV Stick 4K Max or another Fire OS model
  • onn 4K Pro or another Google TV device

Avoid Amazon’s newest budget Fire Sticks (the Fire TV Stick 4K Select and the 2026 Fire TV Stick HD). They run a new operating system that can’t install IPTV apps. See Which Fire TV Stick Should You Buy for IPTV in 2026?

Step 4: Test before you cancel anything

This is the step people skip, and it’s the most important one. Keep cable running while you test the replacement on your own TV and internet. With LoftyTV’s free 24-hour trial (no payment details needed), check:

  • Every channel on your must-have list
  • Picture quality during prime time, roughly 7 to 11 PM, when home internet is busiest
  • A live sports event, the hardest thing to stream smoothly
  • The TV guide and the movie and series library

How to Get the Most Out of Your 24-Hour Free Trial walks through this step in detail.

Step 5: Find out what internet costs on its own

Before you call to cancel TV, find out what your internet will cost by itself. When TV and internet are bundled, removing TV can make the internet price go up. Ask these questions:

  • “What will my internet bill be, all in, after I drop TV?”
  • “Is my current internet price a promotion? When does it end?”
  • “Do you have a lower price for this speed for new or existing customers?”
  • “Can I use my own modem and router instead of renting yours?”

Check competitors’ prices in your area before the call. If the answer isn’t good, ask for the retention or loyalty department. Owning your own modem and router can also eliminate a monthly rental fee, but confirm the model is approved by your provider first.

Step 6: Cancel TV and return the equipment

  1. Cancel TV service only, and confirm your internet stays on.
  2. Ask for a confirmation number, and write down the date and the representative’s name.
  3. Return every box, remote, and card. Use the provider’s store or shipping label, and keep the receipt or tracking number.
  4. Take a photo of the equipment before you hand it over.

Unreturned-equipment charges are one of the most common surprises on final bills. A receipt settles the argument in minutes.

Step 7: Check your next two bills

Look at the next two statements line by line. Make sure TV charges stopped, the internet price matches what you were told, and no equipment fee appeared. If something’s wrong, call with your confirmation number and return receipt in hand.

Step 8: Set up the household

  • Favorites: Add your must-have channels to a Favorites list so nobody scrolls through thousands. See 7 IPTV Smarters Pro Tips.
  • Parental controls: If kids use the TV, set a PIN. See How to Set Up Parental Controls for IPTV.
  • Screens: Count how many TVs are on at the same time, and pick a plan with enough connections. Each extra screen on LoftyTV is $5 a month.

Cord-cutting mistakes to avoid

  • Canceling before testing. Always overlap for at least a day.
  • Not asking about the internet-only price. This is where cord cutters lose the savings they expected.
  • Buying a device that can’t install apps. Check the model before you buy.
  • Testing only during the day. Evenings are the real test.
  • Throwing away the return receipt. Keep it for at least three months.

Frequently asked questions

Will I lose my internet if I cancel cable TV?

Not if you cancel the TV service only. Say clearly that you’re keeping internet, and confirm the new monthly price before you hang up.

How long does it take to switch?

Setup on a Fire TV Stick takes about five minutes. Most households test for a day, cancel cable the next, and return the equipment within the week.

Can I still watch local channels?

Check your local stations during your free trial. Many households also add an inexpensive indoor antenna, which picks up local broadcast channels for free.

Questions? Email Support@LoftyTV.com or text (312) 248-4858 (text only, no calls).

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